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Manage Your Energy Not Your Time air fryers and microwaves use less energy than a large oven and take almost no time to preheat Here's how to make the best and fastest baked potato of your life in 12 minutes For more tips, see Everyone has different habits, personality types and approaches to managing money Financial professionals suggest saving 15% of your gross income for retirement, and; that includes your Your mortgage payments would be higher, yes, but you'd save quite a lot on interest and be mortgage-free 15 years sooner, freeing assets for other investments Higher prices are hitting everyone
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