Credit Card Showdown Chase Sapphire Reserve Vs Amex Gold Chase sapphire reserve american express gold card; annual fee: $550: $325 (see rates and fees) welcome offer: earn 60,000 bonus points after spending $4,000 in the first three months of account opening. earn 60,000 bonus points after spending $6,000 on eligible purchases with your new card within the first six months of card membership. At $325, the amex gold card has a lower annual fee than the sapphire reserve’s $550. this makes the gold card a more appealing option, especially if you don’t need lounge access and will.
Credit Card Showdown Chase Sapphire Reserve Vs Amex Gold The Points Guy The chase sapphire reserve® card is the winner over the american express® gold card because it comes with more diverse bonus categories and provides more value overall, despite being the more expensive option. while both are premium rewards cards geared toward travel and dining enthusiasts, chase sapphire reserve offers 1 10 points per $1. Annual fees. while the chase sapphire reserve card has a fee that is significantly higher than the amex gold card at $550 compared to $325, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. The american express gold card comes with a $325 annual fee while the chase sapphire reserve’s fee is more than double at $550. either annual fee can be justified if you use enough perks to make. The chase sapphire preferred® card has a relatively modest annual fee of $95. you’d have to spend at least $3,800 on the card to make up for that fee in rewards — but for those who spend.
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